It's important to provide complete materials with your mortgage application so I can respond as quickly as possible. Use this convenient checklist to help you gather the information a lender needs to assess your financial status. I will let you know if your situation requires additional or slightly different documents. If so, we'll note them in the space below so you can be sure to collect everything required for a swift and complete response to your application.
Make a copy of each document for me and keep the original in case a question comes up or you need it for another purpose in the future. It's also a good idea to organize these documents in a separate file or binder so you can easily find something if questions arise.
Income Information:
___ Paycheck stubs for the last 30 days
___ W-2 forms and personal tax returns for the last 2 years
___ Written verification of any other income sources
Residence Information:
___ Your address(es) for last 2 years
___ Landlord contact information
Debt Information:
For all outstanding loans and credit cards.
___ Creditor's name, your account number, monthly payment and balance
Down Payment Information:
Last three months' statements for the following.
___ Bank accounts
___ Investment accounts
___ Asset accounts
___ Retirement accounts
Information About the Property:
___ Purchase contract
If a planned unit development, condominium or co-op:
___ Name of development or project
___ Phone number of homeowner's association
___ Bylaws and recent financial statement
Other Information:
___ Bankruptcies, judgments or liens against you
Additional Information Required:
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