When you do business with Greg Phillips receive the highest level of service from a seasoned mortgage professional. I have specialized in residential mortgage lending since 1999. Whether you are purchasing a home or you want to refinance an existing mortgage I can help.

Many of the mortgage loans I offer are approved in-house. This means I have total control over your mortgage loan and do not send it to another company. You can expect competitive pricing, excellent service, local underwriting, and local processing of your loan through our direct lending. It is a quick and efficient mortgage process.

Interest rates are at an all time low. It is the perfect time to buy a home or refinance!

Here is a list of some of the products I offer

USDA - FHA - VA - Fannie Mae - Freddy Mac - Streamline Refinance - Jumbo - Second Home - Investment - Rehab - Cash Out - Fixed Rate - ARM - Interest Only

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Do not want your credit report pulled.

Feel free to fill out my online application and insert your estimated credit score. Please make a notation in the comment section of the online application stating you do not want your credit report pulled. I will present you with offers based on that credit score.

Not ready to buy a home?

I offer several free services to help you make an informed decision. The first step to answering this question is to have all the facts in front of you. You can get answers to your questions and I will give you my professional opinion.

Not sure you want to refinance?

Take advantage of my free consultation and find out what options are available to you before you decide. I will be able to help prepare you to get the best offer for when the time is right. I will also tell you whether the opportunity is a good idea or not.

Do you have bad credit?

Take control of your credit report and folllow my step by step program to restoring and re-establishing your credit. I have written an article on my blog to help you do this on your own and free of charge. Simply click How To Repair And Build Your Own Credit Report For Free and you will be directed to the information.

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